The Department of Community and Human Development offers services to assist homeowners with repairs to bring their dwelling unit into compliance with the International Residential Codes and local ordinances. El Paso households who own and occupy their homes and are income and asset qualified, can apply for the Single-Family Owner-Occupied (SFOO) Program.
Special Assistance Program:
Home Rehabilitation and Reconstruction Program:
Eligible loan assistance has a minimum of $20,000.00 and a maximum of $65,000.00 that includes the loan and deferred payment loan amounts only. Loan assistance includes construction hard costs, soft costs and closing costs.
Loans for qualified senior citizens and persons with disabilities can be structured as a 15-Year Forgivable Deferred Payment Loan.
All loans and/or deferred payment loans are to be secured by a Builder’s and Mechanic’s Lien Contract and Deed of Trust (with Power of Sale).
The following additional assistance is available and are not included as part of the program maximum assistance amounts identified above:
Additional assistance maximum amounts include construction hard costs, soft costs and closing costs. Any amount exceeding the maximum limits will be included in the loan/deferred payment loan.
If you are interested in these programs please send us an email at SFOOprogram@elpasotexas.gov
Multi-Family Affordable Rental Housing Development - Assistance is available on a rolling schedule with proposal reviews on a quarterly basis*
If you are interested in Multi-Family Affordable Rental Housing Development please email firstname.lastname@example.org
You must have owned and occupied your home a minimum of 3 years prior to applying for assistance and fall under these income limits:
*Effective as of June 15, 2022 – Published by HUD